Ski Season is Here - Do You Need Accident Insurance?

We live in one of the most beautiful states in theSo what do you do when you're unable to work and
country. Every year thousands of tourists fly into theearn a paycheck? How are you going to pay your
Salt Lake airport and head off to explore themortgage, utility bills, or even buy groceries? I'm not
different attractions. Some come for the red rocks intrying to scare you into calling me and buying
the south, some come to see Temple Square, othersinsurance, I just want to paint the picture so you can
come to watch a BYU football game in Provo, butfully understand. There are policies available that will
we're mostly known for our snow. It startedcover you 24/7 for accidents. They will help pay for
snowing yesterday and I know of more than a fewhospital bills as well as give you a portion of your
people that are ready to hit the slopes.regular income to help you cover your normal bills.
Skiing or snowboarding, whichever you choose, canYou've probably seen t.v. commercials with that
be a ton of fun but every year people get injured upannoying duck paying people's bills. Well, they aren't
on the mountains. If you don't believe me check outthe only company that offers that and at The Ray
some of the ski crashes on YouTube. So whatGroup we have access to multiple different
happens if you drive a truck for a living and youcompanies so we can find the policy that best fits
break your legs skiing? Is your employer going toyour needs.
keep paying you even though you're not able toIf you're not a skier you may still want to consider
perform your job duties? I doubt it, if they do let meand accident insurance policy. Do you own a
know who you work for so I can apply. You maysnowmobile, ATV, jet-ski or dirt-bike? These are also
have accidental death and disability insurance (ADD)sports where you are more likely to be injured and
through your employer, do you remember checkingwe can help you find the right policy to ensure your
that tiny box when you first started your job. That isfamily and assets are protected. If you have
good to have but most employer ADD policies willquestions about accident insurance give us a call or fill
only cover you for accidents that happen on the jobout the form on our website and we can review
so your ski accident most likely will not be covered.your situation with you.